Personal clients

Whether you are saving for a specific goal, or just to create a nest egg for the future, thinking of retiring or you simply want your money to work as hard as you do, we are here to advise you through the different stages of your life.

Our aim is to educate our clients when it comes to their financial situation and make things easier for them. This is why we will always explain the advice in plain language with no jargon.

We also have a strong belief in reviewing your circumstances to help meet any changing needs. We have regular meetings with our clients so that we can discuss and explain performance, tax implications and make any changes as and when required.

We understand that the subject of financial planning can have the potential to be daunting and confusing, we ensure that all of our clients are dealt with in a respectful, confidential and compassionate manner.

We can offer recommendations and solutions for clients, in conjunction with St. James's Place Wealth Management in the four areas of financial planning:

  • Pensions including Defined Benefit Transfers
  • Inheritance Tax Solutions
  • ISAs, Unit Trusts and Investment Bonds
  • Long Term Care Planning

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.